When you need an answer this week, not next month.

Within 24 hours, you'll have a concrete next step, usually the same day. Independent PKV advice in English, no call-centre script.
5.0 from every reviewon ProvenExpert and Trustpilot
Typical cases
Four situations we handle every week
Your visa appointment is coming up
The Ausländerbehörde needs proof of health insurance before they'll stamp your residence permit. We can get you covered in time, with the correct Nachweis document.
Your current insurer dropped you
Contract cancelled, premium hiked, or you've been asked to leave mid-year. A replacement PKV policy can be set up in days. We know the insurers that take you on fast.
GKV rejected your application
Above the JAEG, self-employed, or past the deadline: the public system isn't an option for you right now. We walk through which PKV tariffs actually fit, not which ones sell.
Your employer needs proof by Monday
HR onboarding with a tight deadline and no time for a three-week comparison. Send us your details today, get a concrete offer tomorrow.
What happens next
What you get within 24 hours
Reply within 24 hours
On weekdays, usually the same day. You'll know what's possible before you go to bed.
A concrete next step
Not a generic brochure. Either a specific tariff recommendation, or a clear reason why we can't help and who can.
Independent and in English
We compare the whole market. No preference, no commission kickback. The whole conversation happens in plain English.
FAQ
The questions we get most
Can I really get insurance set up this week?
What do you need from me to start?
I've been rejected or cancelled before. Still possible?
Is the first call free?
Start the clock.
Pick whichever channel you prefer. WhatsApp is fastest. We usually reply in under an hour on weekdays.