I'm not an expat. My friends were.

Jonas Marx, Versicherungsmakler at TheGoodBroker

That's how TheGoodBroker started. Since 2018, I've been advising English-speaking expats on German health insurance. Independently, in plain English.

How it started

Why I work with expats.

I grew up in Germany. I never had to choose between GKV and PKV, never had to explain to an insurer what “self-employed freelancer on a Blue Card” means in German insurance terms. Most Germans don't. But my friends, from London, São Paulo, Tel Aviv, half of Europe, did. And every single one of them had the same conversation with me over coffee: can you just look at this form and tell me what to do?

For a few years, I did exactly that for free. Then it became obvious: there's no independent broker doing this in English at a level that actually helps. Agents at the big firms speak English, but they sell one product. Comparison portals are in German and optimise for what pays them, not what fits you. That gap is what TheGoodBroker fills.

Today I run TheGoodBroker as a registered Versicherungsmakler under §34d GewO, register no. D-ON7P-Y7Q94-16. That obligation is real: legally bound to advise in your interest, not the insurer's. I compare the German market, explain trade-offs in plain English, and stay reachable after the contract is signed. Most brokers don't.

Client reviews

What our clients actually think.

5.0/ 533 verified five-star reviews

Stood up to a tax advisor's scrutiny

As a tax advisor (Steuerberater), I am naturally analytical, detail-oriented, and skeptical when it comes to financial and insurance matters. Switching my private health insurance (PKV) was a major decision, so I came to Jonas Marx with a…

Florian

Years in, never regretted the switch

I have been a client of Jonas for several years now. When I first considered switching to private health insurance, he took plenty of time to explain the different options and helped me make a well-informed decision. I have never regretted…

M.

Easy switch, professional and transparent

I can highly recommend Jonas! The entire process of switching from public to private health insurance was incredibly easy and straightforward. Jonas took the time to explain the different options and insurance models clearly, and together…

Anonymous

Clear comparisons in English, never rushed

Jonas was excellent to work with when switching from public to private health insurance in Germany. As someone navigating this in English, I really appreciated how clear and detailed his explanations were. He provided thorough…

Mellina Y.

Attentive, clear, and quick to respond

Excellent service from Jonas Marx! He was very attentive, explained everything clearly, and helped me find the best health insurance option for my situation. Always quick to respond and made the whole process easy. Highly recommend!

Filipe H.

From overwhelmed arrival to a policy that fits

As an Australian living in Berlin, I was quite overwhelmed when I first arrived in Germany and needed to make choices about how to set up my health insurance - and I couldn't be more glad to have found Jonas as my advisor and broker. He…

A.

Perfekt beraten seit Tag 1 der Selbstständigkeit

Seit Tag 1 meiner Selbstständigkeit fühle ich mich hier perfekt beraten. Immer komplett auf Augenhöhe, ehrlich und passend zu meinem Lebensentwurf und dem meiner Familie. Ich persönlich kann auch die Barmenia absolut empfehlen, die Herr…

Jan H.

Patient with my questions, found the right policy

Jonas gave me thorough and comprehensive consultation on my health insurance needs. He was very patient with all my questions and finally found me the right policy for my needs. Would recommend a million times over!

Abirami R.

Six years in, still the broker I recommend

Finally, clear answers about German health insurance. Navigating the PKV system as an expat felt impossible until I found Jonas 6 years ago. He took the time to understand my exact situation — salary, health history, future plans — and…

Maximilien H.

Helped me navigate German bureaucracy around maternity

He helped me so much with all aspects of German health insurance, including specific advice on how to handle some German bureaucracy with regards to maternity leave. Would highly recommend his services!

Anonymous

Five years on, still recommending him

I've been working with this broker since I arrived in Germany more than 5 years ago, and I honestly couldn't recommend them more. They've always been reliable, helpful, and highly responsive in every interaction.

Anonymous

Clear explanations, smooth and stress-free

I took out my health insurance with Jonas and couldn't have asked for better advice and support. He took the time to explain everything clearly, was extremely professional and reliable, and made the entire process smooth and stress-free.

Anonymous

Professional, transparent, highly helpful

Professional, transparent, and very helpful throughout the whole process. I felt well informed and highly recommend the service.

Anonymous

Three years on, still happy with the choice

Happy for over 3 years — would definitely recommend. I set up my private health insurance with Jonas from The Good Broker a few years ago, and it was a really good experience from the start. He took the time to explain everything clearly…

Anonymous

No generic advice, quicker than I expected

Took me way too long to finally sort this out. No generic advice, he looked at my specific situation and came back with something that actually made sense. The whole process was quicker than I expected.

Martino B.

Years of consistent, attentive service

I've been a client for several years now and have been excellently looked after the entire time. The original setup for me and my two children was handled professionally and thoroughly, with clear advice that actually fit our situation…

Saurabh G.

Under German law

What independent actually means.

The word “independent” gets thrown around a lot. Under German law, it has a specific meaning. And specific obligations.

  • Works for you, not the insurer

    A Versicherungsmakler has a legal duty to represent the client. Unlike tied agents who sell products from a single company, an independent broker searches the entire market on your behalf.

  • Compares the whole market

    The whole market of German private health insurers. Tariff structures, premium levels, benefit differences. You see the full picture, not just what's on commission.

  • Legally obligated to act in your interest

    German law requires a Versicherungsmakler to advise in the client's best interest. If private insurance isn't right for you, I'll tell you. Even if it means I don't earn a commission.

Think I might be the right broker for you?

Jonas MarxFounder, licensed insurance broker

Book a free 30-minute intro call. In English. No obligation, no sales script. Just clear answers to whatever's confusing you about PKV.

  • Which system fits you
  • What it costs, or how to pay less
  • Your earliest start date
  • Your own questions
Meet Jonas on Zoom

Prefer to write first? Email us at info@thegoodbroker.de.