Beitragsanpassung 2027

Continentale premium changes for 2027

Continentale has announced its changes for 1 January 2027: three tariffs stay as they are for adults, and three rise by 5% to 15%.

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The figures

How much do Continentale premiums rise in 2027?

For adults, PREMIUM and the room add-ons SP1 and SP2 carry a guarantee. BUSINESS rises by 5% to 6%, COMFORT-U by 5% to 9% and ECONOMY-U by 9% to 15%. Of the tariffs for doctors, PREMIUM-MED carries a guarantee and COMFORT-MED rises by 7% to 12%. For children and teenagers, COMFORT-U and COMFORT-MED stay the same, and ECONOMY-U becomes cheaper for teenagers. Continentale has not yet published the children's figures for PREMIUM, SP1 and PREMIUM-MED.

Guarantee: Continentale has promised not to raise the premium for this tariff in this age group.

Age group

Tariffs for employees and the self-employed, 6 tariffs

Premium changes from 1 January 2027 at Continentale, tariffs for employees and the self-employed, by tariff and age group
TariffChildTeenAdult
BUSINESS, single room+12%+9%plus 5 to 6%
COMFORT-U, shared room0%0%plus 5 to 9%
ECONOMY-U, shared room+6%minus 4%plus 9 to 15%
PREMIUM, shared roomnot yet knownnot yet knownguarantee
SP1, room upgrade add-onnot yet knownnot yet knownguarantee
SP2, room upgrade add-on+11%+23%guarantee

Source: Continentale, announcement of the premium adjustment for 1 January 2027.

Special tariffs for doctors and dentists, 2 tariffs

Special tariffs for doctors and dentists, 2 tariffs
Premium changes from 1 January 2027 at Continentale, special tariffs for doctors and dentists, by tariff and age group
TariffChildTeenAdult
COMFORT-MED, shared room0%0%plus 7 to 12%
PREMIUM-MED, shared roomnot yet knownnot yet knownguarantee

Source: Continentale, announcement of the premium adjustment for 1 January 2027.

Your options

What are your options after a premium increase?

You can keep your tariff, switch to another Continentale tariff at any time, or move to another insurer, and none of them is right for everyone. Which option costs less over the years depends on your age, your health, when your contract started and your tariff. We work it out with you, free, also when the answer is a tariff switch within Continentale.

  • Keep your tariff

    You pay the new premium and keep your cover, your tariff and your savings for old age exactly as they are.

  • Switch tariff, same insurer

    A Tarifwechsel moves you to another tariff with your insurer, at any time. Your savings for old age (Altersrückstellungen) stay in full, and only benefits you add need health questions.

  • Change insurer

    You start a new contract after a new health assessment, which we check anonymously first. Only part of your savings for old age moves with you.

Get a free check

How a free premium check works

Sources and status ·
  1. [1]Continentale, announcement of the premium adjustment for 1 January 2027
  2. [2]§ 203 VVG (premium adjustment)
  3. [3]§ 204 VVG (tariff switch)