Beitragsanpassung 2027

Nürnberger premium changes for 2027

Nürnberger has announced its changes for 1 January 2027: five tariffs stay as they are for adults, and four rise by 3% to 14%.

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The figures

How much do Nürnberger premiums rise in 2027?

For adults, MAX6+, TOP6, TOP6+ and the room add-ons S1 and S2 carry a guarantee. HAT6 rises by 3% to 4%, TOP3 and TOP3+ by 4% to 5%, and the dental add-on ZZ20 by 13% to 14%. For children and teenagers, S1, S2 and ZZ20 carry a guarantee, while HAT6 rises by 11%, MAX6+ by 12% and the TOP tariffs by 13%.

Guarantee: Nürnberger has promised not to raise the premium for this tariff in this age group.

Age group

Tariffs for employees and the self-employed, 9 tariffs

Premium changes from 1 January 2027 at Nürnberger, tariffs for employees and the self-employed, by tariff and age group
TariffChildTeenAdult
HAT6, shared room, family doctor first+11%+11%plus 3 to 4%
MAX6+, single or two-bed room+12%+12%guarantee
S1, room upgrade add-onguaranteeguaranteeguarantee
S2, room upgrade add-onguaranteeguaranteeguarantee
TOP3, shared room+13%+13%plus 4 to 5%
TOP3+, shared room+13%+13%plus 4 to 5%
TOP6, shared room+13%+13%guarantee
TOP6+, shared room+13%+13%guarantee
ZZ20, dental add-onguaranteeguaranteeplus 13 to 14%

Source: Nürnberger, announcement of the premium adjustment for 1 January 2027.

Your options

What are your options after a premium increase?

You can keep your tariff, switch to another Nürnberger tariff at any time, or move to another insurer, and none of them is right for everyone. Which option costs less over the years depends on your age, your health, when your contract started and your tariff. We work it out with you, free, also when the answer is a tariff switch within Nürnberger.

  • Keep your tariff

    You pay the new premium and keep your cover, your tariff and your savings for old age exactly as they are.

  • Switch tariff, same insurer

    A Tarifwechsel moves you to another tariff with your insurer, at any time. Your savings for old age (Altersrückstellungen) stay in full, and only benefits you add need health questions.

  • Change insurer

    You start a new contract after a new health assessment, which we check anonymously first. Only part of your savings for old age moves with you.

Get a free check

How a free premium check works

Sources and status ·
  1. [1]Nürnberger, announcement of the premium adjustment for 1 January 2027
  2. [2]§ 203 VVG (premium adjustment)
  3. [3]§ 204 VVG (tariff switch)