Beitragsanpassung 2027

Alte Oldenburger premium changes for 2027

Alte Oldenburger has announced that from 1 January 2027, its two hospital tariffs stay the same for adults, and its four outpatient tariffs rise by 3% to 18%.

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The figures

How much do Alte Oldenburger premiums rise in 2027?

For adults, the hospital tariffs K20 and K30 stay the same. The four outpatient tariffs rise by 3% to 18%. A80/100 and A90/100 rise by 3% to 8%, A106 by 9% and A112 by 17% to 18%. For children and teenagers, K20 and K30 rise by 25% to 27%, A112 by 17% to 26% and A80/100 and A90/100 by 1% to 12%, while A106 stays the same.

Age group

Tariffs for employees and the self-employed, 6 tariffs

Premium changes from 1 January 2027 at Alte Oldenburger, tariffs for employees and the self-employed, by tariff and age group
TariffAdultTeenChild
A106, outpatient, €500 deductible+9%0%0%
A112, outpatient, €900 deductibleplus 17 to 18%+17%+26%
A80/100, outpatient, 20% deductible up to €330plus 3 to 8%+1%+10%
A90/100, outpatient, 10% deductible up to €165plus 3 to 8%+2%+12%
K20, hospital, two-bed room0%+25%+26%
K30, hospital, shared room0%+25%+27%

Source: Alte Oldenburger, announcement of the premium adjustment for 1 January 2027.

Your options

What are your options after a premium increase?

You can keep your tariff, switch to another Alte Oldenburger tariff at any time, or move to another insurer, and none of them is right for everyone. Which option costs less over the years depends on your age, your health, when your contract started and your tariff. We work it out with you, free, also when the answer is a tariff switch within Alte Oldenburger.

  • Keep your tariff

    You pay the new premium and keep your cover, your tariff and your savings for old age exactly as they are.

  • Switch tariff, same insurer

    A Tarifwechsel moves you to another tariff with your insurer, at any time. Your savings for old age (Altersrückstellungen) stay in full, and only benefits you add need health questions.

  • Change insurer

    You start a new contract after a new health assessment, which we check anonymously first. Only part of your savings for old age moves with you.

Get a free check

How a free premium check works

Sources and status ·
  1. [1]Alte Oldenburger, announcement of the premium adjustment for 1 January 2027
  2. [2]§ 203 VVG (premium adjustment)
  3. [3]§ 204 VVG (tariff switch)