Beitragsanpassung 2027
Hallesche premium changes for 2027
Hallesche has announced its changes for 1 January 2027: NK.select L rises by around 10% on average, and NK.select XL by around 15%.
The figures
How much do Hallesche premiums rise in 2027?
Hallesche raises NK.select L by around 10% and NK.select XL by around 15% on average on 1 January 2027. Both are full private health insurance tariffs, L with a two-bed room in hospital and XL with a single room. Hallesche's letter states the new premium for your own contract in euros. For NK.select S and the other Hallesche tariffs, we check your letter with you in a free call.
Tariffs for employees and the self-employed, 2 tariffs
| Tariff | Average change |
|---|---|
| NK.select L, two-bed room | around +10% |
| NK.select XL, single room | around +15% |
Source: Hallesche, announcement of the premium adjustment for 1 January 2027.
Your options
What are your options after a premium increase?
You can keep your tariff, switch to another Hallesche tariff at any time, or move to another insurer, and none of them is right for everyone. Which option costs less over the years depends on your age, your health, when your contract started and your tariff. We work it out with you, free, also when the answer is a tariff switch within Hallesche.
Keep your tariff
You pay the new premium and keep your cover, your tariff and your savings for old age exactly as they are.
Switch tariff, same insurer
A Tarifwechsel moves you to another tariff with your insurer, at any time. Your savings for old age (Altersrückstellungen) stay in full, and only benefits you add need health questions.
Change insurer
You start a new contract after a new health assessment, which we check anonymously first. Only part of your savings for old age moves with you.
Sources and status ·
- [1]Hallesche, announcement of the premium adjustment for 1 January 2027
- [2]§ 203 VVG (premium adjustment)
- [3]§ 204 VVG (tariff switch)
Your Hallesche letter
Your premium went up.Checking alternatives is free.
In a call we go through your options, and you decide.
Also on this topic
- Tarifwechsel: switching tariffs inside your insurer
- Sonderkündigungsrecht: your two-month window
- Your premium went up: what you can actually do
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