Mutual insurer (VVaG)

Hallesche private health insurance. A mutual insurer from Stuttgart with its own English customer care line.

Hallesche logo

Hallesche Krankenversicherung is a mutual insurer from Stuttgart that belongs to its policyholders. It works in English from the app to the hotline and runs its own English customer care line.

Legal form
Mutual insurer (VVaG)
Group
ALH Group, with Alte Leipziger
Our favourites
  • Entry NK.select S
  • Medium NK.select L
  • Max NK.select XL
  • Expat Hi.Medical S or L

Contact

Customer service
+49 711 6603-6603Monday to Friday, 8 am to 8 pm
Health line for full-cover customers
+49 711 6603-2000Around the clock
English support
+49 711 6603-2700English customer care · Monday to Friday, 9 am to 4 pm

Service in English

App
English
Application
English
Documents
English
Hotline
English

For expats

Is Hallesche a good choice for expats?

Hallesche is one of two insurers on our list that work in English from the app to the hotline, with a dedicated English customer care line. It insures 226,341 people with full cover (2025). We recommend three Hallesche tariffs, one each for Entry, Medium and Max cover, and its expat plan for a temporary residence permit. In a free call, we compare Hallesche with the rest of the market.

Our favourites

Which Hallesche tariffs do we recommend?

  1. Entry

    NK.select S

    Full cover with a shared room in hospital and dental treatment at 100% with dentures and orthodontics at 70%, with a deductible of €600, €1,200 or €3,000, or a bonus version without one.

  2. Medium

    NK.select L

    A two-bed room and treatment by the senior consultant in hospital, with dental treatment at 100% and dentures and orthodontics at 80%.

  3. Max

    NK.select XL

    A single room and treatment by the senior consultant in hospital, with dental treatment at 100% and dentures and orthodontics at 90%.

  4. Expat plan

    Hi.Medical S or L

    with Hi.Dental

    For expats on a temporary residence permit, version S with a shared room or L with a single or two-bed room and the senior consultant in hospital, together with a dental tariff that reimburses treatment, dentures and orthodontics at 100%.

In English

How well does Hallesche work in English?

Hallesche offers its app, its application and its documents in English, and it runs its own English customer care line: 0711 6603-2700, Monday to Friday from 9 am to 4 pm. For other questions, the general hotline is open Monday to Friday from 8 am to 8 pm, and a health line for full-cover customers answers around the clock. As with every German insurer, the German version of the terms is the binding one. We stay your English-speaking contact whenever you want help with your contract.

Service in English

App
English
Application
English
Documents
English
Hotline
English

Ownership

Who owns Hallesche?

Hallesche Krankenversicherung auf Gegenseitigkeit is a mutual insurer (VVaG). It belongs to its policyholders, so it has no shareholders. Together with Alte Leipziger Lebensversicherung, also a mutual, it forms the ALH Group, in which the two companies stand side by side as equals rather than one owning the other. Whatever the legal form, the law sets a minimum share of the surplus that must go back to policyholders.

History

The story of Hallesche

Hallesche began in 1934 in Berlin as the Hallesche Krankenkasse, founded by the Kaufmännische Krankenkasse Halle (Saale) and in business from 1 January 1936. The reason lay in the politics of the time: under the Nazi regime's reform of health insurance, substitute funds were allowed to act only as social insurers, so the Halle fund needed a new company for its privately insured members. The group's chronicle also records that the insurance of more than 400 Jewish members was cancelled in 1935. After the war, Hallesche lost more than a third of its business in the East and moved its headquarters from Berlin to Stuttgart in 1948. It began working with Alte Leipziger in 1973, traded for a time as Hallesche-Nationale after a merger in 1975, and in 1994 the two insurers formed the ALH Group. Today Hallesche insures 226,341 people with full cover (2025) and took €1,814.9 million in gross premiums in 2025.

FAQ

Questions about Hallesche

Ask us anything
What is Hallesche's English phone number?
Hallesche English customer care answers on 0711 6603-2700, Monday to Friday from 9 am to 4 pm. The general hotline 0711 6603-6603 is open Monday to Friday from 8 am to 8 pm.
Is Hallesche a mutual insurer?
Yes. Hallesche Krankenversicherung auf Gegenseitigkeit belongs to its policyholders and has no shareholders. It forms the ALH Group with Alte Leipziger.
What can I do if my Hallesche premium goes up?
You can switch to another Hallesche tariff with comparable cover and keep your savings for old age, which German law guarantees. For benefits that the new tariff adds, a surcharge, a waiting period or an exclusion may apply. We check your options with you before you switch.

Is Hallesche right for you?

Jonas MarxFounder, licensed insurance broker

In a free 30-minute call on Zoom, we compare Hallesche with the rest of the market for your situation.

    Compare Hallesche with the market

    Prefer to write first? Email us at info@thegoodbroker.de.

    Sources and status ·
    1. [1]Hallesche, addresses and hotlines (service line, English customer care with hours, health line)
    2. [2]Hallesche, imprint (legal form "Versicherungsverein auf Gegenseitigkeit", register)
    3. [3]Hallesche Krankenversicherung a.G., annual report 2025 (226,341 people with full cover, gross premiums)
    4. [4]Hallesche, articles of association (founded 1934, business from 1 January 1936)
    5. [5]ALH Group, chronicle (reason for the founding, 1935, "more than a third" lost and move to Stuttgart 1948, 1973, 1975, 1994)
    6. [6]§§ 150 and 151 VAG, § 22 KVAV (minimum share of the surplus); § 204 VVG (tariff switch with the same insurer)
    7. [7]Favourite tariffs and expat plan: TheGoodBroker comparison system, 15 October 2026