Beitragsanpassung 2027

Württembergische premium changes for 2027

Württembergische has announced that from 1 January 2027, two tariffs carry a guarantee for adults, one becomes cheaper, and 25 rise by up to 29%.

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The figures

How much do Württembergische premiums rise in 2027?

For adults, the two-bed room add-ons SZ and SZR carry a guarantee, and the dental tariff Z3 becomes 2% to 7% cheaper. The outpatient tariffs A1 and A1H rise by 5% to 9%, A2 and A2H by up to 5% and GU by 12% to 16%. In hospital, S1 and S2 rise by 11% to 12% and S3 by 27% to 29%. For children and teenagers, GU, S3, SZE and Z3 carry a guarantee, while S1 and S2 rise by 20%.

Guarantee: Württembergische has promised not to raise the premium for this tariff in this age group.

Age group

Tariffs for employees and the self-employed, 28 tariffs

Premium changes from 1 January 2027 at Württembergische, tariffs for employees and the self-employed, by tariff and age group
TariffAdultTeenChild
A1H_0, outpatient, family doctor firstplus 7 to 8%+14%+9%
A1H_1440, outpatient, family doctor first, €1,440 deductibleplus 5 to 6%+11%+16%
A1H_480, outpatient, family doctor first, €480 deductibleplus 6 to 7%+13%+14%
A1H_960, outpatient, family doctor first, €960 deductibleplus 6 to 7%+12%+17%
A1_0, outpatient onlyplus 7 to 8%+14%+9%
A1_1440, outpatient, €1,440 deductibleplus 5 to 6%+11%+16%
A1_480, outpatient, €480 deductibleplus 8 to 9%+13%+14%
A1_960, outpatient, €960 deductibleplus 6 to 7%+12%+17%
A2H_0, outpatient, family doctor firstplus 3 to 4%+7%+3%
A2H_1440, outpatient, family doctor first, €1,440 deductible0% to plus 2%+5%+10%
A2H_480, outpatient, family doctor first, €480 deductibleplus 2 to 3%+6%+8%
A2H_960, outpatient, family doctor first, €960 deductibleplus 1 to 3%+6%+10%
A2_0, outpatient onlyplus 3 to 4%+7%+3%
A2_1440, outpatient, €1,440 deductible0% to plus 2%+5%+10%
A2_480, outpatient, €480 deductibleplus 4 to 5%+6%+8%
A2_960, outpatient, €960 deductibleplus 1 to 3%+6%+10%
GU 1200, shared room, €1,200 deductibleplus 12 to 15%guaranteeguarantee
GU 600, shared room, €600 deductibleplus 13 to 16%guaranteeguarantee
S1, hospital, single room+11%+20%+20%
S2, hospital, two-bed roomplus 11 to 12%+20%+20%
S3, hospital, shared roomplus 27 to 29%guaranteeguarantee
SEU, single room add-onplus 9 to 10%0%0%
SZ, two-bed room add-onguarantee+2%minus 5%
SZE, single room add-onplus 2 to 6%guaranteeguarantee
SZR, two-bed room add-onguaranteenot offered in this age groupnot offered in this age group
Z1, dentalplus 3 to 4%+3%+3%
Z2, dentalplus 7 to 11%+3%+3%
Z3, dentalminus 2 to 7%guaranteeguarantee

Source: Württembergische, announcement of the premium adjustment for 1 January 2027.

Your options

What are your options after a premium increase?

You can keep your tariff, switch to another Württembergische tariff at any time, or move to another insurer, and none of them is right for everyone. Which option costs less over the years depends on your age, your health, when your contract started and your tariff. We work it out with you, free, also when the answer is a tariff switch within Württembergische.

  • Keep your tariff

    You pay the new premium and keep your cover, your tariff and your savings for old age exactly as they are.

  • Switch tariff, same insurer

    A Tarifwechsel moves you to another tariff with your insurer, at any time. Your savings for old age (Altersrückstellungen) stay in full, and only benefits you add need health questions.

  • Change insurer

    You start a new contract after a new health assessment, which we check anonymously first. Only part of your savings for old age moves with you.

Get a free check

How a free premium check works

Sources and status ·
  1. [1]Württembergische, announcement of the premium adjustment for 1 January 2027
  2. [2]§ 203 VVG (premium adjustment)
  3. [3]§ 204 VVG (tariff switch)