Beitragsanpassung 2027
INTER premium changes for 2027
INTER has announced its changes for 1 January 2027: three tariffs stay as they are, and nine rise by 3% to 9% for adults.
The figures
How much do INTER premiums rise in 2027?
For adults, the QualiMed tariffs rise by 3% to 9%, except the three with a €2,400 deductible, which carry a guarantee at every age. For children and teenagers, QualiMed Basis 300 U, 600 U and 1200 U become cheaper, while the other Exklusiv and Premium tariffs rise.
Guarantee: INTER has promised not to raise the premium for this tariff at this age.
Choose an age
Tariffs for employees and the self-employed, 12 tariffs
| Tariff | Child 7 | Teen 17 | Age 26 | Age 32 | Age 38 | Age 44 | Age 55 |
|---|---|---|---|---|---|---|---|
| QualiMed Basis 1200 U, shared room | minus 7% | minus 7% | +4% | +4% | +5% | +5% | +7% |
| QualiMed Basis 2400 U, shared room | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee |
| QualiMed Basis 300 U, shared room | minus 5% | minus 5% | +5% | +5% | +5% | +6% | +7% |
| QualiMed Basis 600 U, shared room | minus 2% | minus 2% | +5% | +5% | +6% | +7% | +8% |
| QualiMed Exklusiv 1200 U, two-bed room | +4% | +4% | +4% | +4% | +4% | +5% | +5% |
| QualiMed Exklusiv 2400 U, two-bed room | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee |
| QualiMed Exklusiv 300 U, two-bed room | +7% | +7% | +3% | +4% | +4% | +5% | +6% |
| QualiMed Exklusiv 600 U, two-bed room | +10% | +10% | +6% | +6% | +7% | +7% | +8% |
| QualiMed Premium 1200 U, single or two-bed room | +10% | +10% | +7% | +7% | +8% | +8% | +9% |
| QualiMed Premium 2400 U, single or two-bed room | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee |
| QualiMed Premium 300 U, single or two-bed room | +10% | +10% | +5% | +5% | +5% | +6% | +8% |
| QualiMed Premium 600 U, single or two-bed room | +19% | +19% | +6% | +6% | +7% | +7% | +8% |
Source: INTER, announcement of the premium adjustment for 1 January 2027.
Special tariffs for doctors and dentists, 20 tariffs
Special tariffs for doctors and dentists, 20 tariffs
| Tariff | Child 7 | Teen 17 | Age 26 | Age 32 | Age 38 | Age 44 | Age 55 |
|---|---|---|---|---|---|---|---|
| JA S10 U, two-bed room | +8% | +8% | +2% | +4% | +6% | +6% | +6% |
| JA S20 U, two-bed room | +8% | +8% | +5% | +7% | +8% | +9% | +9% |
| JA U, two-bed room | +9% | +9% | guarantee | guarantee | guarantee | guarantee | guarantee |
| JABest, single or two-bed room | +9% | +9% | guarantee | guarantee | guarantee | guarantee | guarantee |
| JABest 1, single or two-bed room | +8% | +8% | +2% | +3% | +5% | +6% | +7% |
| JABest 2, single or two-bed room | +8% | +8% | +2% | +6% | +8% | +10% | +10% |
| JAK U, shared room | +8% | +8% | +3% | +4% | +6% | +7% | not offered at this age |
| JE U, single room add-on | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee |
| ZABest, single or two-bed room | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee |
| ZABest 1, single or two-bed room | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee |
| ZABest 2, single or two-bed room | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee |
| ZAK 1 U, single or two-bed room | +6% | +6% | guarantee | guarantee | guarantee | guarantee | guarantee |
| ZAK 2 U, single or two-bed room | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee |
| ZAK 3S U, single or two-bed room | guarantee | guarantee | +5% | +6% | +7% | +7% | +7% |
| ZAK V 1 U, single or two-bed room | +5% | +5% | guarantee | guarantee | guarantee | guarantee | guarantee |
| ZAK V 2 U, single or two-bed room | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee |
| ZAMLBest, single or two-bed room | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee |
| ZAMLBest 1, single or two-bed room | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee |
| ZAMLBest 2, single or two-bed room | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee | guarantee |
| ZAZ U, dental add-on | +22% | +31% | +9% | +10% | +11% | +11% | +12% |
Source: INTER, announcement of the premium adjustment for 1 January 2027.
Your options
What can I do about my INTER increase?
You can switch to another INTER tariff at any time and keep your savings for old age in full. Changing insurer is the alternative; the new insurer assesses your health again, and only part of your savings moves with you. We compare both with you in a free call, also when the answer is a tariff switch within INTER.
Sources and status ·
- [1]INTER, announcement of the premium adjustment for 1 January 2027
- [2]§ 203 VVG (premium adjustment)
- [3]§ 204 VVG (tariff switch)
Your INTER letter
Your premium went up.Checking alternatives is free.
In a call we go through your options, and you decide.
Also on this topic
- Tarifwechsel: switching tariffs inside your insurer
- Sonderkündigungsrecht: your two-month window
- Your premium went up: what you can actually do
Rated 5.0 out of 5, 33 verified five-star reviews