Beitragsanpassung 2027

R+V premium changes for 2027

R+V has announced its changes for 1 January 2027: nine tariffs stay as they are for adults, and three rise by 3% to 10%.

Book a Zoom call in English

5.0 from every reviewon ProvenExpert and Trustpilot

The figures

How much do R+V premiums rise in 2027?

For adults, nine of the twelve AGIL tariffs carry a guarantee. AGIL classic pro 0 rises by 10%, AGIL premium 480 by 6% to 7% and AGIL comfort 0 by 3%. For children the changes differ, as the table shows.

Guarantee: R+V has promised not to raise the premium for this tariff at this age.

Choose an age

Tariffs for employees and the self-employed, 12 tariffs

Premium changes from 1 January 2027 at R+V, tariffs for employees and the self-employed, by tariff and age
TariffChild 7Teen 17Age 26Age 32Age 38Age 44Age 55
AGIL classic pro 0 (CP0U), shared room+14%+10%+10%+10%+10%+10%+10%
AGIL classic pro 1920 (CP3U), shared room+15%0%guaranteeguaranteeguaranteeguaranteeguarantee
AGIL classic pro 480 (CP1U), shared room+15%0%guaranteeguaranteeguaranteeguaranteeguarantee
AGIL classic pro 960 (CP2U), shared room+16%0%guaranteeguaranteeguaranteeguaranteeguarantee
AGIL comfort 0 (MP0U), two-bed room+11%+3%+3%+3%+3%+3%+3%
AGIL comfort 1.920 (MP3U), two-bed room+12%0%guaranteeguaranteeguaranteeguaranteeguarantee
AGIL comfort 480 (MP1U), two-bed room+9%0%guaranteeguaranteeguaranteeguaranteeguarantee
AGIL comfort 960 (MP2U), two-bed room+13%0%guaranteeguaranteeguaranteeguaranteeguarantee
AGIL premium 0 (TN0U), single roomnot yet knownnot yet knownguaranteeguaranteeguaranteeguaranteeguarantee
AGIL premium 1.920 (TN3U), single room+16%0%guaranteeguaranteeguaranteeguaranteeguarantee
AGIL premium 480 (TN1U), single room+7%+8%+7%+6%+7%+7%+7%
AGIL premium 960 (TN2U), single room+18%0%guaranteeguaranteeguaranteeguaranteeguarantee

Source: R+V, announcement of the premium adjustment for 1 January 2027.

Your options

What can I do about my R+V increase?

You can switch to another R+V tariff at any time and keep your savings for old age in full. Changing insurer is the alternative; the new insurer assesses your health again, and only part of your savings moves with you. We compare both with you in a free call, also when the answer is a tariff switch within R+V.

Book a free call
Sources and status ·
  1. [1]R+V, announcement of the premium adjustment for 1 January 2027
  2. [2]§ 203 VVG (premium adjustment)
  3. [3]§ 204 VVG (tariff switch)