Beitragsanpassung 2027

ARAG premium changes for 2027

ARAG has announced its changes for 1 January 2027: six tariffs stay as they are for adults, and twelve rise by 3% to 11%.

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The figures

How much do ARAG premiums rise in 2027?

For adults, the K tariffs carry a guarantee, MedExtra rises by 3% to 5% and MedBest by 9% to 11%. ARAG gives its changes as ranges. For children and teenagers all 18 tariffs rise, the K tariffs included, by 9% to 15%.

Guarantee: ARAG has promised not to raise the premium for this tariff at this age.

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Tariffs for employees and the self-employed, 18 tariffs

Premium changes from 1 January 2027 at ARAG, tariffs for employees and the self-employed, by tariff and age
TariffChild 7Teen 17Age 26Age 32Age 38Age 44Age 55
K0, single or two-bed roomplus 11 to 12%plus 11 to 12%guaranteeguaranteeguaranteeguaranteeguarantee
K300, single or two-bed roomplus 11 to 12%plus 11 to 12%guaranteeguaranteeguaranteeguaranteeguarantee
K600, single or two-bed roomplus 11 to 12%plus 11 to 12%guaranteeguaranteeguaranteeguaranteeguarantee
K900, single or two-bed roomplus 11 to 12%plus 11 to 12%guaranteeguaranteeguaranteeguaranteeguarantee
K1200, single or two-bed roomplus 11 to 12%plus 11 to 12%guaranteeguaranteeguaranteeguaranteeguarantee
K1500, single or two-bed roomplus 11 to 12%plus 11 to 12%guaranteeguaranteeguaranteeguaranteeguarantee
MedBest MB0, single or two-bed roomplus 11 to 14%plus 9 to 11%plus 9 to 11%plus 9 to 11%plus 9 to 11%plus 9 to 11%plus 9 to 11%
MedBest MB300, single or two-bed roomplus 11 to 14%plus 9 to 11%plus 9 to 11%plus 9 to 11%plus 9 to 11%plus 9 to 11%plus 9 to 11%
MedBest MB600, single or two-bed roomplus 11 to 14%plus 9 to 11%plus 9 to 11%plus 9 to 11%plus 9 to 11%plus 9 to 11%plus 9 to 11%
MedBest MB900, single or two-bed roomplus 11 to 14%plus 9 to 11%plus 9 to 11%plus 9 to 11%plus 9 to 11%plus 9 to 11%plus 9 to 11%
MedBest MB1200, single or two-bed roomplus 11 to 14%plus 9 to 11%plus 9 to 11%plus 9 to 11%plus 9 to 11%plus 9 to 11%plus 9 to 11%
MedBest MB1500, single or two-bed roomplus 11 to 14%plus 9 to 11%plus 9 to 11%plus 9 to 11%plus 9 to 11%plus 9 to 11%plus 9 to 11%
MedExtra ME0, single or two-bed roomplus 12 to 15%plus 10 to 12%plus 3 to 5%plus 3 to 5%plus 3 to 5%plus 3 to 5%plus 3 to 5%
MedExtra ME300, single or two-bed roomplus 12 to 15%plus 10 to 12%plus 3 to 5%plus 3 to 5%plus 3 to 5%plus 3 to 5%plus 3 to 5%
MedExtra ME600, single or two-bed roomplus 12 to 15%plus 10 to 12%plus 3 to 5%plus 3 to 5%plus 3 to 5%plus 3 to 5%plus 3 to 5%
MedExtra ME900, single or two-bed roomplus 12 to 15%plus 10 to 12%plus 3 to 5%plus 3 to 5%plus 3 to 5%plus 3 to 5%plus 3 to 5%
MedExtra ME1200, single or two-bed roomplus 12 to 15%plus 10 to 12%plus 3 to 5%plus 3 to 5%plus 3 to 5%plus 3 to 5%plus 3 to 5%
MedExtra ME1500, single or two-bed roomplus 12 to 15%plus 10 to 12%plus 3 to 5%plus 3 to 5%plus 3 to 5%plus 3 to 5%plus 3 to 5%

Source: ARAG, announcement of the premium adjustment for 1 January 2027.

Your options

What can I do about my ARAG increase?

You can switch to another ARAG tariff at any time and keep your savings for old age in full. Changing insurer is the alternative; the new insurer assesses your health again, and only part of your savings moves with you. We compare both with you in a free call, also when the answer is a tariff switch within ARAG.

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More about ARAG as an insurer

Sources and status ·
  1. [1]ARAG, announcement of the premium adjustment for 1 January 2027
  2. [2]§ 203 VVG (premium adjustment)
  3. [3]§ 204 VVG (tariff switch)