Beitragsanpassung 2027

Barmenia premium changes for 2027

Barmenia has announced its changes for 1 January 2027: six tariffs stay as they are for adults, and nine rise by up to 13%.

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The figures

How much do Barmenia premiums rise in 2027?

For adults, einsA expert and einsA prima stay the same, while einsA expert+, prima+ and primex rise by up to 13%. For children and teenagers all einsA tariffs rise, by 4% to 23%. Barmenia and Gothaer have belonged to the BarmeniaGothaer group since 2024, but remain separate insurers with their own tariffs.

Gothaer premium changes for 2027

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Tariffs for employees and the self-employed, 15 tariffs

Premium changes from 1 January 2027 at Barmenia, tariffs for employees and the self-employed, by tariff and age
TariffChild 7Teen 17Age 26Age 32Age 38Age 44Age 55
einsAexpert (EXP1), single or two-bed room+19%+18%0%0%0%0%0%
einsAexpert (EXP2), single or two-bed room+19%+17%0%0%0%0%0%
einsAexpert (EXP3), single or two-bed room+19%+19%0%0%0%0%0%
einsAexpert+ (EXP1+), single or two-bed room+20%+18%+3%+4%+4%+4%+5%
einsAexpert+ (EXP2+), single or two-bed room+20%+18%+3%+3%+3%+3%+5%
einsAexpert+ (EXP3+), single or two-bed room+23%+23%0%+1%0%0%+1%
einsAprima (PRIM1), shared room+19%+18%0%0%0%0%0%
einsAprima (PRIM2), shared room+19%+17%0%0%0%0%0%
einsAprima (PRIM3), shared room+19%+21%0%0%0%0%0%
einsAprima+ (PRIM1+), two-bed room+15%+13%+4%+4%+5%+5%+6%
einsAprima+ (PRIM2+), two-bed room+15%+13%+9%+11%+12%+12%+13%
einsAprima+ (PRIM3+), two-bed room+15%+15%+3%+5%+6%+6%+7%
einsAprimex (PRIMX1), shared room+5%+6%+5%+7%+8%+9%+8%
einsAprimex (PRIMX2), shared room+5%+4%+11%+12%+13%+13%+13%
einsAprimex (PRIMX3), shared room+5%+7%+7%+8%+9%+9%+8%

Source: Barmenia, announcement of the premium adjustment for 1 January 2027.

Special tariffs for doctors and dentists, 20 tariffs

Special tariffs for doctors and dentists, 20 tariffs
Premium changes from 1 January 2027 at Barmenia, special tariffs for doctors and dentists, by tariff and age
TariffChild 7Teen 17Age 26Age 32Age 38Age 44Age 55
(B)VHV2+, two-bed room0%0%+19%+13%+14%not offered at this agenot offered at this age
(B)VHV3+, shared room+39%+28%+18%+8%+8%not offered at this agenot offered at this age
VHV2A+, two-bed room0%0%+8%+8%+7%+8%+8%
VHV2C+, two-bed room0%0%+8%+8%+8%+8%+8%
VHV2D+, two-bed room0%0%+9%+8%+8%+8%+9%
VHV2E+, two-bed room0%0%+10%+9%+9%+9%+10%
VHV3A+, shared room+39%+29%+5%+5%+5%+6%+7%
VHV3C+, shared room+42%+30%+5%+6%+6%+6%+7%
VHV3D+, shared room+45%+30%+6%+6%+6%+6%+7%
VHV3E+, shared room+52%+32%+6%+6%+6%+7%+8%
VZD1+, dental+16%+10%0%0%0%0%0%
VZD2+, dental materials+16%+10%0%0%0%0%0%
VZK2A+, two-bed room0%0%+10%+9%+9%+9%+10%
VZK2C+, two-bed room0%0%+10%+10%+9%+10%+10%
VZK2D+, two-bed room0%0%+11%+10%+10%+10%+10%
VZK2E+, two-bed room0%0%+12%+11%+11%+11%+11%
VZK3A+, shared room+25%+14%+6%+6%+6%+7%+8%
VZK3C+, shared room+28%+15%+7%+7%+7%+7%+8%
VZK3D+, shared room+31%+15%+7%+7%+7%+7%+8%
VZK3E+, shared room+38%+16%+7%+8%+8%+8%+9%

Source: Barmenia, announcement of the premium adjustment for 1 January 2027.

Your options

What can I do about my Barmenia increase?

You can switch to another Barmenia tariff at any time and keep your savings for old age in full. Changing insurer is the alternative; the new insurer assesses your health again, and only part of your savings moves with you. We compare both with you in a free call, also when the answer is a tariff switch within Barmenia.

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Sources and status ·
  1. [1]Barmenia, announcement of the premium adjustment for 1 January 2027
  2. [2]§ 203 VVG (premium adjustment)
  3. [3]§ 204 VVG (tariff switch)