Beitragsanpassung 2027
Gothaer premium changes for 2027
Gothaer has announced its changes for 1 January 2027: fifteen tariffs rise by 2% to 17% for adults, and one stays as it is.
The figures
How much do Gothaer premiums rise in 2027?
For adults, the MediCompact tariffs rise by 7% to 12% and MediStart 1 by 9% to 11%; only the dental tariff MediVita Z 70 stays the same. For children and teenagers, the hospital supplements MediClinic Plus and Premium become cheaper. Gothaer and Barmenia have belonged to the BarmeniaGothaer group since 2024, but remain separate insurers with their own tariffs.
Choose an age
Tariffs for employees and the self-employed, 16 tariffs
| Tariff | Child 7 | Teen 17 | Age 26 | Age 32 | Age 38 | Age 44 | Age 55 |
|---|---|---|---|---|---|---|---|
| MediClinic Plus, hospital supplement | minus 22% | minus 29% | +9% | +9% | +8% | +8% | +8% |
| MediClinic Premium, hospital supplement | minus 41% | minus 40% | +17% | +16% | +15% | +13% | +13% |
| MediCompact Plus 240, two-bed room | 0% | 0% | +7% | +8% | +8% | +8% | +9% |
| MediCompact Plus 480, two-bed room | 0% | 0% | +8% | +8% | +8% | +8% | +9% |
| MediCompact Premium 1440, single or two-bed room | 0% | 0% | +11% | +11% | +12% | +12% | +12% |
| MediCompact Premium 240, single or two-bed room | 0% | 0% | +10% | +10% | +10% | +11% | +11% |
| MediCompact Premium 480, single or two-bed room | 0% | 0% | +10% | +10% | +11% | +11% | +11% |
| MediCompact Premium 960, single or two-bed room | 0% | 0% | +11% | +11% | +11% | +11% | +12% |
| MediHealth Prime, expat tariff | 0% | 0% | +3% | +2% | +3% | +5% | +6% |
| MediMPlus, psychotherapy add-on | 0% | 0% | +7% | +7% | +7% | +8% | +8% |
| MediStart 1 BO, shared room | +10% | +11% | +9% | +9% | +10% | +10% | +10% |
| MediStart 1 SB, shared room | +13% | +13% | +10% | +10% | +10% | +11% | +11% |
| MediVita 250, shared room | +15% | +24% | +8% | +7% | +6% | +5% | +5% |
| MediVita 500, shared room | 0% | 0% | +10% | +10% | +10% | +10% | +10% |
| MediVita Z 70, dental | +14% | +14% | 0% | 0% | 0% | 0% | 0% |
| MediVita Z 90, dental | +9% | +9% | +13% | +11% | +11% | +11% | +11% |
Source: Gothaer, announcement of the premium adjustment for 1 January 2027.
Your options
What can I do about my Gothaer increase?
You can switch to another Gothaer tariff at any time and keep your savings for old age in full. Changing insurer is the alternative; the new insurer assesses your health again, and only part of your savings moves with you. We compare both with you in a free call, also when the answer is a tariff switch within Gothaer.
Sources and status ·
- [1]Gothaer, announcement of the premium adjustment for 1 January 2027
- [2]§ 203 VVG (premium adjustment)
- [3]§ 204 VVG (tariff switch)
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Also on this topic
- Tarifwechsel: switching tariffs inside your insurer
- Sonderkündigungsrecht: your two-month window
- Your premium went up: what you can actually do
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