Beitragsanpassung 2027

LKH premium changes for 2027

LKH has announced its changes for 1 January 2027: eleven tariffs stay as they are for adults, and six rise by 7% to 13%.

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The figures

How much do LKH premiums rise in 2027?

For adults, eight LKH tariffs stay unchanged and the GUK tariffs carry a guarantee. The other six rise by 7% to 13%. For children and teenagers all 17 tariffs for employees and the self-employed rise, the GUK tariffs included, by 4% to 36%.

Guarantee: LKH has promised not to raise the premium for this tariff at this age.

Choose an age

Tariffs for employees and the self-employed, 17 tariffs

Premium changes from 1 January 2027 at LKH, tariffs for employees and the self-employed, by tariff and age
TariffChild 7Teen 17Age 26Age 32Age 38Age 44Age 55
A100, outpatient only+5%+4%0%0%0%0%0%
A103, outpatient, €600 deductible+15%+13%+13%+13%+13%+13%+13%
A105, outpatient, €1,200 deductible+36%+36%+13%+13%+12%+12%+12%
A120, outpatient, 20% deductible+9%+12%0%0%0%0%0%
GUK0, two-bed room+10%+13%guaranteeguaranteeguaranteeguaranteeguarantee
GUK500, two-bed room+11%+14%guaranteeguaranteeguaranteeguaranteeguarantee
GUK900, two-bed room+12%+14%guaranteeguaranteeguaranteeguaranteeguarantee
GUP0, single or two-bed room+12%+20%+8%+8%+9%+9%+10%
GUP1.8, single or two-bed room+15%+21%0%0%0%0%0%
GUP500, single or two-bed room+10%+22%+8%+9%+9%+10%+11%
GUP900, single or two-bed room+12%+17%+7%+8%+9%+9%+10%
S300, hospital, shared room+18%+22%+10%+10%+10%+10%+10%
Z60, dental+10%+12%0%0%0%0%0%
Z61, dental+7%+9%0%0%0%0%0%
Z80, dental+7%+9%0%0%0%0%0%
Z81, dental+7%+9%0%0%0%0%0%
Z90, dental+7%+9%0%0%0%0%0%

Source: LKH, announcement of the premium adjustment for 1 January 2027.

Special tariffs for doctors and dentists, 3 tariffs

Special tariffs for doctors and dentists, 3 tariffs
Premium changes from 1 January 2027 at LKH, special tariffs for doctors and dentists, by tariff and age
TariffChild 7Teen 17Age 26Age 32Age 38Age 44Age 55
A101, outpatient only0%0%+7%+7%+7%+7%+7%
A121, outpatient, 20% deductible0%0%+5%+4%+4%+5%+5%
S201, hospital, single or two-bed room+4%+5%0%0%0%0%0%

Source: LKH, announcement of the premium adjustment for 1 January 2027.

Your options

What can I do about my LKH increase?

You can switch to another LKH tariff at any time and keep your savings for old age in full. Changing insurer is the alternative; the new insurer assesses your health again, and only part of your savings moves with you. We compare both with you in a free call, also when the answer is a tariff switch within LKH.

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More about LKH as an insurer

Sources and status ·
  1. [1]LKH, announcement of the premium adjustment for 1 January 2027
  2. [2]§ 203 VVG (premium adjustment)
  3. [3]§ 204 VVG (tariff switch)