Public limited company (AG)

Allianz private health insurance. A large German private health insurer with an app and a hotline in English.

5.0 from every reviewon ProvenExpert and Trustpilot

Allianz Private Krankenversicherungs-AG is part of the Allianz Group and describes itself as the third-largest provider in German private health insurance. Its app and its customer hotline work in English; for applications and documents in German, we stay your English-speaking contact.

Legal form: Public limited company (AG)
Group: Allianz Deutschland AG, within the Allianz Group
Our favourites: Medium GSP70
Max GSB70
Expat InboundMed Best 100

Contact

App: App Store (opens in a new tab)Google Play (opens in a new tab)
Online portal: allianz.de (opens in a new tab)
Contract questions: 0800 4100 109Monday to Friday, 8 am to 8 pm · free of charge from German networks
Claims: 0800 4100 108Monday to Friday, 8 am to 8 pm · free of charge from German networks
English support: English spoken
Email: krankenversicherung@allianz.de

Service in English

App: English
Application: German only
Documents: German only
Hotline: English

For expats

Is Allianz a good choice for expats?

Allianz describes itself as the third-largest provider in German private health insurance and covers 554,710 people with full cover (2025). For expats, its app and its customer hotline work in English, and for applications and letters in German, we stay your English-speaking contact. We recommend two Allianz tariffs, for Medium and Max cover, and its expat plan InboundMed Best 100. In a free call, we compare Allianz with the rest of the market.

Our favourites

Which Allianz tariffs do we recommend?

Medium
GSP70
with GSUP90, GSUP100 and dental GSZ90
The Plus tariff with both upgrades, so no deductible remains, a single or two-bed room and treatment by the senior consultant in hospital, psychotherapy at 100%, and dental treatment at 100% with dentures and orthodontics at 90%.
Max
GSB70
with GSUB90, GSUB100 and dental GSZ90
Everything in the Medium pick, plus doctors' fees above the standard maximum outside hospital, higher limits for glasses, hearing aids and alternative practitioners, and no reduction when you travel outside the EU for treatment.
Expat plan
InboundMed Best 100
For expats on a temporary residence permit, no deductible, a single or two-bed room and treatment by the senior consultant in hospital, and dental treatment at 100%, dentures at 80% and orthodontics at 100%.

In English

How well does Allianz work in English?

The Allianz app works in English, and the customer hotline speaks English on the normal lines: 0800 4100 109 for your contract and 0800 4100 108 for claims, Monday to Friday from 8 am to 8 pm. Applications, contracts and letters are in German. That is where we come in: we stay your English-speaking contact, explain every letter and help with forms for as long as you are insured.

Service in English

App: English
Application: German only
Documents: German only
Hotline: English

Ownership

Who owns Allianz Private Krankenversicherung?

Allianz Private Krankenversicherungs-AG is a public limited company. All of its shares belong to Allianz Deutschland AG, which in turn belongs entirely to Allianz SE in Munich, the parent of the Allianz Group. The health insurer is therefore part of the Allianz Group and not a mutual insurer. Whatever the legal form, the law sets a minimum share of the surplus that must go back to policyholders.

History

The story of Allianz private health insurance

Today's Allianz health insurer goes back to a company founded in Berlin in 1925. After a merger in 1928, it traded as the Vereinigte Krankenversicherung, later moved its seat to Munich and was renamed Vereinte Krankenversicherung in 1987. In 1996 the Allianz Group took over the Vereinte, and since 2003 the company has carried its present name, Allianz Private Krankenversicherungs-AG. Today it describes itself as the third-largest provider in the German private health insurance market. At the end of 2025, 554,710 people had full cover with Allianz.

FAQ

Questions about Allianz

Ask us anything

Does Allianz have an English hotline?

Yes. Its customer hotline speaks English on the normal lines: call 0800 4100 109 for your contract or 0800 4100 108 for claims, Monday to Friday from 8 am to 8 pm.

Are Allianz contracts available in English?

No. Applications, contracts and letters are in German. We explain them to you in English whenever you need it.

What can I do if my Allianz premium goes up?

You can switch to another Allianz tariff with comparable cover and keep your savings for old age, which German law guarantees. For benefits that the new tariff adds, a surcharge, a waiting period or an exclusion may apply. We check your options with you before you switch.

Is Allianz right for you?

Jonas MarxFounder, licensed insurance broker

In a free 30-minute call on Zoom, we compare Allianz with the rest of the market for your situation.

Compare Allianz with the market

Prefer to write first? Email us at info@thegoodbroker.de.

Portrait of Jonas Marx, founder of TheGoodBroker

Sources and status · 14 October 2026

[1]Allianz, Gesundheitswelt contact page (numbers, hours, free from German networks)
[2]Allianz, contact page health insurance (claims number)
[3]Allianz Private Krankenversicherungs-AG, annual report 2025 (554,710 people in full cover)
[4]Allianz Private Krankenversicherungs-AG, Solvency and Financial Condition Report 2025 (ownership)
[5]Allianz, press release of 19 May 2026 (Vereinte part of the Allianz Group since 1996, renamed in 2003, "third-largest provider")
[6]ZBW press archive, Vereinigte Krankenversicherung AG, Berlin, founded 1925; German National Library authority data (Vereinte Krankenversicherung AG, Munich, from 1 October 1987); European Commission, case IV/M.812 Allianz/Vereinte (1996)
[7]§§ 150 and 151 VAG, § 22 KVAV (minimum share of the surplus); § 204 VVG (tariff switch with the same insurer)
[8]Favourite tariffs: TheGoodBroker comparison system, 15 October 2026; Allianz, tariff conditions GSP70 and GSB70 and special conditions for the upgrades, version (03) 10.25

English-speaking hotline: TheGoodBroker's own experience with Allianz customer service (Allianz publishes no separate English number)